Consumer law governs everyday contracts and individual consumers acting on their own behalf. These laws are designed to protect your basic rights as a consumer. In other words, they level the playing field for protection and provide a basis for recourse if you should be financially harmed. Timeshare Contracts agreed upon are no different and have the same basic rights associated with a Timeshare Owner.
Consumer protection laws are federal and state statutes governing sales and credit practices involving consumer goods. Such statutes prohibit and regulate deceptive or unconscionable advertising and sales practices, product quality, credit financing and reporting, debt collection, leases, and other aspects of consumer transactions. The goal of consumer protection laws is to place consumers, who are average citizens engaging in business deals such as buying goods or borrowing money, on an even par with companies or citizens who regularly engage in business.
Consumer laws that protect consumers cover monetary transactions such as retail purchases from consumers, credit card debt, personal loans, as well as home buying and investing.
Your rights and obligations as a consumer may be affected by many areas of law. These laws regulate a wide variety of consumer transactions and are the very essence of defending against misleading and deceptive practices. There are several laws which claims can be brought under on behalf of wronged consumers, such as: Consumer Credit Protection Act; Truth and Lending Act; Fair Debt Collection Practices Act, and the Fair Debt Reporting Act, just to name a few.
Consumer litigation represents consumers in federal, state and local courts against Developers, Lenders, debt collectors, and merchants.
Through thorough investigation methods using audits and analysis of the manner in which a contract was consummated, our attorneys may be able to defend these aggressively defend these actions as well as countersue through the aforementioned federal statutes such as Consumer Credit Protection Act; Truth and Lending Act; Fair Debt Collection Practices Act, and the Fair Debt Reporting Act. Each case needs to be evaluated on its own merit. There is not a one size fits all approach. In additional there are state governing laws with similar geared towards protecting consumers.
Know your rights and defenses by seeking consultation against unverified and potentially illegitimate claims against creditors coming after you wrongfully either through using illegal tactics or simply not having the capacity or right to do so.
When it comes to your legal rights, don’t take chances and obtain legal assistance. Get the assistance you are entitled to and do not let creditor obtain what may not be rightfully owed to them.